Finances are a bone of contention in our household. David brings most of the money into our home and David thinks he should handle the bills. David is paid on Wednesday’s usually and the first thing he wants to do is go out to eat.
Now don’t get me wrong I enjoy going out to dinner as well and relaxing with my family. Although I believe the bills should be paid before we go out to eat or purchase anything.
If I voice my concerns on what we are spending eating out David just says don’t worry about what we are spending I will take care of the bills. Then I end up spending the rest of the week worrying about which bills should have been paid although they didn’t get paid because we spent the money on things we shouldn’t have done.
Charlie sees David and I arguing more and more over the bills which is leading to arguments. This has lead Charlie to tell both David and I that he doesn’t want to live her with all the arguing. Which I can’t blame Charlie for because if truth is none that is how I feel as well.
To change things in our home I have decided David needs to take a finance class and I plan on taking a finance course with David and as I was looking for one I decided I should try and find a class Charlie could attend as well. This way when Charlie is grown Charlie will know how to manage his finances and the patterns he sees in our home will not repeat themselves.
I would like to invite you to check out MoneySkill which is for High School students but I believe if we all take the course together Charlie will be able to do the things the instructors says we all will be able to learn from them resources and to put them into use in our home.
Age Range: 11 and up (Grades 5 and up; children with parental supervision)
MoneySKILL is provided by the American Financial Services Association (the national trade association for the consumer credit industry).
As explained at the website,MoneySKILL is a free financial literacy course to educate middle school, high school, and college students on basic money management fundamentals in the content areas of:
Income
Expenses
Saving
Investing
Credit
Insurance
And more!
MoneySKILL explains that “the high school and college course is designed to be used as all or part of a course in economics, math, social studies or wherever personal finances are taught.
Students can access the modules in the classroom, at home, or wherever an Internet connection is available. Built-in quizzes test students’ grasp of each concept.
Two versions are available: High School/College and Middle School level.”
The course is free but registration is required to access them.
Completion of the registration process can take up to 2-3 days – so, plan ahead.
When you get to the site, click on the “Try a MoneySKILL Demo!” icon (near the bottom on the right) to try it out.
Basically, you’ll see the lesson text, hear an audio narration of it, and then be asked to answer multiple choice questions to test your knowledge of the subject matter.
Again, the idea here is to provide students with money management skills that will last a lifetime.
Enjoy!
Thank you,
Glenda, Charlie and David Cates
